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Life Insurance in Metairie

Our team of Metairie life insurance specialists can help you through the unfamiliar process of selecting your life insurance policy. By looking over your unique situation, we will help you with selecting your best option. Add a little extra stability to your future by calling us now.

About Senior Life Insurance

Senior life insurance is a contract between a person and an insurance provider. The customer agrees to pay a specified amount at scheduled intervals, which is called a “premium”. In return, the company will pay a lump sum to a designated beneficiary after a specified event (usually the policyholder’s death).

What are the pros & cons of term & universal life insurance

Term life insurance means you only pay for a specified period of time, and the benefit to your heirs only lasts for a fixed period.

Universal or whole senior life insurance is guaranteed for the owner’s entire life. The advantages of this type of senior life insurance include tax-advantaged growth of wealth and easy access to funds.

There are advantages to both types of senior life insurance. Call one of our insurance professionals in Metairie to learn which life insurance solution is best for you.

What are the financial benefits of owning a senior life insurance policy as opposed to investing in other ways?

Depending on our financial circumstance, there will be ups and downs for every investment program. In order to make the correct choice, selecting an experienced financial advisor is vital.

Who Needs Senior life insurance?

The answer is simple: Everyone needs senior life insurance.

Why Should You Buy Senior life insurance?

  • Funerals can cost tens of thousands of dollars. Why put that burden on your family?
  • To cover the expense of children still living at home.
  • To pay off debts that have been left behind, including mortgages.

These are just a few of the reasons why you need senior life insurance. Contact a Gregory Ricks & Associates senior life insurance professional to learn more about your options.