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Life Insurance in Metairie

Gregory Ricks & Associates is a staff of life insurance specialists in Metairie, La. We take your unique situation into account in order to locate the option that will work best for you. Call us now to take the necessary steps towards improved financial security.

About Senior Life Insurance

In a senior life insurance contact, an agreement is made between an insurance provider and a customer. The insurance company agrees pays a lump sum to a designated beneficiary in the event of the policyholder’s death in return for regular payments, or premium.

Universal & Term life insurance

Term life insurance is linked to a specified time period, relating to both premium payments and the payout.

Universal or whole senior life insurance is permanent, guaranteed for the duration of the owner’s life. This form of life insurance offers easy access to funds and provides tax-advantaged wealth growth.

There are advantages to both kinds of senior life insurance. Call one of our insurance professionals in Metairie to learn which life solution is best for you.

How does senior life insurance compare to other investment options?

Each type of investment program has its pros and cons depending on your particular financial circumstance. If you want to make the correct choice, you should find an experienced financial advisor.

Who Needs Senior life insurance?

Everyone! Senior life insurance provides peace of mind to people of all ages.

Why Should Everyone Purchase Senior life insurance?

  • Funerals cost tens of thousands of dollars. Why place that burden on your family?
  • To cover the cost of living, such as tuition, food, and utility bills.
  • Paying off mortgages and other debts.

There are many other reasons to buy senior life insurance. Learn more by contacting a senior life insurance professional from Gregory Ricks & Associates.