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Metairie Senior Life Insurance

Our staff of life insurance specialists in Metairie can assist you through the unfamiliar process of selecting your life insurance policy. By looking over your unique situation, we will help you select your best option. Stabilize your future. Call us today.

What’s senior life insurance?

In a senior life insurance policy, an agreement is made between a customer and an insurance provider. The customer pays a certain amount at scheduled intervals, which is called a “premium”. In return, the company will pay a lump sum to a designated beneficiary under certain circumstances (usually the policyholder’s death).

Universal & Term life insurance

Term life insurance means the owner of the policy is only required to pay for a specified time period, and the benefit only lasts for a fixed period.

Whole or universal senior life insurance is permanent, guaranteed for the owner’s entire life. This form of life insurance offers easy access to funds and provides tax-advantaged wealth growth.

There are advantages to each type of senior life insurance. Contact one of our insurance professionals in Metairie to learn which life insurance solution is best for you.

How does senior life insurance compare to other investment options?

All investment programs have pros and cons depending on each client’s unique circumstances. If you want to make the right choice, you need to find an experienced financial advisor.

Who Needs Senior life insurance?

Every adult, no matter what age, has a need for senior life insurance.

Why Should You Purchase Senior life insurance?

  • Provide the means for your family to pay for funeral expenses.
  • To pay for school fees, bill payments, groceries, and other costs of living.
  • To pay off debts that have been left behind, including mortgages.

These reasons are just the beginning. Talk to a Gregory Ricks & Associates senior life insurance professional today to find out more.