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Metairie Life Insurance

Want to buy life insurance but aren’t sure which plan you should choose? Speak with our Metairie life insurance specialists today. We will look over your unique situation in order to select the option that will work best for you. Secure your financial future. Please call us today.

What is senior life insurance?

Senior life insurance is an agreement between a person and an insurance agency. The customer pays a specified amount, or “premium”, on a regular basis, and the company pays a designated amount to a beneficiary once the term of insurance is over (generally at the policy owner’s time of death).

What is the difference between term & universal life insurance? What are the pros & cons of each?

Term life insurance means the owner of the policy is only required to pay for a specified time frame, and the benefit to your heirs only lasts for a certain time.

Whole or universal senior life insurance is guaranteed for the duration of the owner’s life. If set up correctly, whole or universal senior life insurance plans provide quick access to needed funds, while also providing for tax-advantaged growth of wealth.

Both types of senior life insurance offer benefits. To find out which senior life insurance solution will work for you, talk to our Metairie insurance professionals.

What are the financial benefits of owning a senior life insurance policy compared to investing in other ways?

Every investment strategy has its pros and cons depending on your particular background. Choosing an experienced financial advisor is the best way to ensure you make the right choice.

Who Needs Senior life insurance?

Everyone needs senior life insurance coverage! It doesn’t matter if you are 29 or 79; you have a need for this important financial product.

Why Should Everyone Purchase Senior life insurance?

  • Funerals cost thousands of dollars. Why place that burden on your family?
  • To pay for college tuition, bill payments, groceries, and other costs of living.
  • Paying off outstanding debts, such as mortgages.

These reasons are just the beginning. Talk to a senior life insurance professional at Gregory Ricks & Associates today to find out more.