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Life Insurance in Metairie

Gregory Ricks & Associates is the answer if you’re looking for life insurance in Metairie. We take your unique situation into account in order to select the option that will work best for you. Add a little additional security to your future by contacting us now.

About Senior Life Insurance

Senior life insurance is an agreement between an insurance provider and a customer which outlines each party’s obligation to one another. The customer pays a specified amount, or “premium”, at regular intervals, and in return the company pays a designated amount to a beneficiary under certain circumstances (generally at the policy owner’s time of death).

What is the difference between universal & term life insurance? What are the pros & cons of each?

With term life insurance, the owner of the policy pays for a specific time period and the benefits lasts for a set period.

Universal or whole senior life insurance is guaranteed for the duration of the owner’s life. If set up correctly, these senior life insurance plans provide easy access to funds, while also providing for tax-advantaged growth of wealth.

You can find benefits to both kinds of senior life insurance. Talk to our senior life insurance professionals in Metairie to find out the best solution for you.

What are the benefits of senior life insurance policy as opposed to investing in other ways?

All investment plans have pros and cons depending on your particular circumstances. If you want to make the correct choice, you should find an experienced financial advisor.

Who Needs Senior life insurance?

All adults, no matter how old they are, have a need for senior life insurance.

Why Should You Purchase Senior life insurance?

  • Remove the burden of paying for funeral costs from your family.
  • To pay for the expense of children still living at home.
  • To pay off outstanding debts, including mortgages.

These only represent a portion of the reasons why you need senior life insurance. Talk to a senior life insurance professional at Gregory Ricks & Associates today to learn more.