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Life Insurance in Metairie

In the market for life insurance but don’t know which plan you should choose? Talk to our life insurance specialists in Metairie today. In order to find the option that is right for you, we’ll take your unique situation into consideration. Stabilize your financial future. Call us today.

About Senior Life Insurance

Senior life insurance sets forth an agreement between a customer and an insurance provider. The company agrees to pay a lump sum to a designated beneficiary in the event of the policyholder’s death in return for scheduled payments, or premium.

What are the pros & cons of term & universal life insurance

Term life insurance means the owner of the policy is only required to pay for a specified time period, and the benefit only lasts for a certain time.

Whole or universal senior life insurance is guaranteed for the owner’s entire life. If set up correctly, universal or whole senior life insurance plans provide quick access to needed funds, while also providing for tax-advantaged growth of wealth.

Each type offers benefits. Talk to our licensed Metairie senior life insurance professionals to find out the best solution for you.

How does senior life insurance compare to other investment options?

All investment plans have pros and cons depending on your particular background. Finding an experienced financial advisor is the right way to ensure you make the right choice.

Who Needs Senior life insurance?

All adults, no matter how old they are, have a need for senior life insurance.

Why Should Everyone Purchase Senior life insurance?

  • Provide the means for your family to pay for funeral costs.
  • To pay for the expense of children that may still be living at home.
  • Paying off debts that have been left behind, including mortgages.

These are only some of the reasons why you should buy senior life insurance. Learn more by contacting a senior life insurance professional at Gregory Ricks & Associates.