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Life Insurance in Metairie

Our team of Metairie life insurance specialists can help you through the challenging process of selecting life insurance. By looking over your unique situation, we will help you select your best option. Add a little extra security to your future by contacting us today.

About Senior Life Insurance

Senior life insurance is an agreement between an individual and an insurance agency. The customer pays a specified amount, called a “premium”, on a regular basis, and in return the company pays a lump sum to the designated beneficiary under certain circumstances (usually at the policy owner’s time of death).

What is the difference between term & universal life insurance? What are the pros & cons of each?

Term life insurance means the owner of the policy is only required to pay for specific time frame, and the benefit to your heirs only lasts for a fixed period.

Whole or universal senior life insurance is guaranteed for the duration of the owner’s life. This form of life insurance offers easy access to funds and provides tax-advantaged wealth growth.

You can find benefits to both kinds of senior life insurance. Talk to our senior life insurance professionals in Metairie to find out the best solution for you.

What are the financial benefits of owning a senior life insurance policy as opposed to investing in other ways?

Every investment plan has its pros and cons depending on your unique financial circumstance. In order to make the right choice, selecting an experienced financial advisor is imperative.

Who Needs Senior life insurance?

The simple answer? Everyone needs a senior life insurance policy.

Why Should Everyone Buy Senior life insurance?

  • Funerals cost thousands of dollars. Don’t let these expenses put your family in financial distress.
  • To cover the cost of living, such as tuition, food, and bill payments.
  • To pay off mortgages and other debts.

These reasons are only the tip of the iceberg. Learn more about your options by contacting a senior life insurance professional from Gregory Ricks & Associates.