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Metairie Senior Life Insurance

Our staff of Metairie life insurance specialists can assist you through the unfamiliar process of selecting your life insurance policy. By looking over your unique situation, we will help you with selecting your best option. Add a little extra stability to your future by contacting us today.

About Senior Life Insurance

Senior life insurance is a contract between a person and an insurance provider which outlines each party’s obligation to one another. The customer agrees to pay a specified amount, called a “premium”, on a regular basis, and in return the company agrees to pay a designated amount to a beneficiary once the term of insurance is over (generally at the policy owner’s time of death).

Universal & Term life insurance

Term life insurance means the owner of the policy is only required to pay for a specified time period, and the benefit only lasts for a fixed period.

Whole or universal senior life insurance is guaranteed for the owner’s entire life. This form of life insurance also allows for easy access to funds and provides tax-advantaged wealth growth.

You can find benefits to both types of senior life insurance. To find out which senior life insurance solution will work best for you, speak with our insurance professionals in Metairie.

How does senior life insurance compare to other investment options?

Depending on our unique circumstance, there will be ups and downs for every investment plan. Choosing an experienced financial advisor is the right way to ensure you make the right choice.

Who Needs Senior life insurance?

Everyone needs a senior life insurance policy! It really doesn’t matter if you are 28 or 78; you still have a need for this important product.

Why Should Everyone Purchase Senior life insurance?

  • Provide a way for your family to pay for funeral expenses.
  • To pay for college tuition, utility bills, groceries, and other costs of living.
  • To pay off outstanding debts, such as mortgages.

These are only some of the reasons why you need senior life insurance. Talk to a senior life insurance professional at Gregory Ricks & Associates today to find out more.