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Life Insurance in Metairie

Our life insurance specialists are the answer you’re looking for if you need life insurance in Metairie. In order to choose the option that is right for you, we’ll take your specific situation into consideration. Add some extra stability to your future by calling us today.

About Senior Life Insurance

In a senior life insurance policy, an agreement is made between a customer and an insurance company. The customer pays a certain amount at scheduled intervals, which is known as a “premium”. In return, the company will pay a lump sum to a designated beneficiary after a specified event (usually the policyholder’s death).

What is the difference between term & universal life insurance

Term life insurance means the owner of the policy is only required to pay for a specified period of time, and the benefit only lasts for a fixed period.

In contrast, universal or whole senior life insurance is guaranteed for the duration of the owner’s life. This form of life insurance also allows for easy access to funds and provides tax-advantaged wealth growth.

There are advantages to both types of senior life insurance. Talk to our licensed Metairie senior life insurance professionals to find out the best solution for you.

What are the benefits of senior life insurance policy compared to investing in other ways?

Every investment program has its pros and cons depending on each client’s individual circumstances. If you want to make the right choice, you need to select an experienced financial advisor.

Who Needs Senior life insurance?

Everyone needs senior life insurance! It really doesn’t matter if you are 25 or 75; you have a need for this important product.

Why Should You Purchase Senior life insurance?

  • Remove the burden of paying for funeral costs from your family.
  • To pay for the expense of children that may still be living at home.
  • To pay off mortgages and other debts.

These only represent a few of the reasons why you should buy senior life insurance. Talk to a Gregory Ricks & Associates senior life insurance professional today to learn more.