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Metairie Life Insurance

Gregory Ricks & Associates is your life insurance specialists in the area of Metairie, La. In order to select the option that is best for you, we’ll take your specific situation into account. Stabilize your financial future. Please call us today.

About Life Insurance

Life insurance is a contract between an individual and an insurance provider. The customer agrees to pay a specified amount, called a “premium”, on a regular basis, and the company agrees to pay a lump sum to the designated beneficiary under certain circumstances (usually at the policy owner’s time of death).

Universal & Term Life Insurance

Term life insurance means the owner of the policy is only required to pay for a specified period of time, and the benefit only lasts for a certain time.

In contrast, whole or universal life insurance is guaranteed for the duration of the owner’s life. The advantages of this kind of life insurance include easy access to funds and tax-advantaged growth of wealth.

You will find benefits to both types of life insurance. Speak with our licensed Metairie life insurance professionals to learn about the best solution for you.

How does life insurance compare to other investment options?

The pluses and minuses of to every investment program will be specific to you, depending on your financial situation. Finding an experienced financial advisor is the right way to ensure you make the right choice.

Who Needs Life Insurance?

The answer is short and simple: Everyone needs life insurance.

Why Should You Purchase Life Insurance?

  • Remove the burden of paying for funeral expenses from your family.
  • To cover school fees, bill payments, groceries, and other costs of living.
  • To pay off mortgages and other debts.

These reasons are only the tip of the iceberg. Contact a Gregory Ricks & Associates life insurance professional to find out more about your options.