Life Insurance in Metairie
Gregory Ricks & Associates is a team of life insurance specialists in Metairie, La. By reviewing your unique situation, we’ll help you select your best option. Add a little additional stability to your future by contacting us now.
What’s Life Insurance?
Life insurance is an agreement between a customer and an insurance company. The customer agrees to pay a specified amount, or “premium”, on a regular basis, and in return the company agrees to pay a lump sum to the designated beneficiary under certain circumstances (generally at the policy owner’s time of death).
Universal & Term Life Insurance
Term life insurance means the owner of the policy is only required to pay for specific time frame, and the benefit only lasts for a fixed period.
Universal or whole life insurance is guaranteed for the owner’s entire life. This form of life insurance offers easy access to funds and provides tax-advantaged wealth growth.
You will find benefits to both kinds of life insurance. Speak with our licensed Metairie life insurance professionals to find out the best solution for you.
What are the financial benefits of life insurance policy compared to investing in other ways?
The pluses and minuses of to every investment plan will be specific to you, depending on your financial situation. To make the correct choice, finding an experienced financial advisor is imperative.
Who Needs Life Insurance?
Everyone. Life insurance is a product that provides peace of mind to people at any stage of life.
Why Should You Purchase Life Insurance?
- Remove the responsibility of paying for funeral expenses from your family.
- To pay for school fees, bill payments, groceries, and other costs of living.
- To pay off mortgages and other debts.
These only represent a portion of the reasons why you should buy life insurance. Talk to a Gregory Ricks & Associates life insurance professional to learn more about your options.