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Life Insurance in Metairie

Gregory Ricks & Associates is the answer if you want to find life insurance in Metairie. We take your unique situation into account in order to select the option that will work best for you. Call us now to take the necessary steps towards improved financial security.

About Life Insurance

Life insurance creates an agreement between an insurance agency and a customer. The insurance company agrees to pay a lump sum to a beneficiary in the event of the policyholder’s death in return for scheduled payments, or premium.

What are the pros & cons of term & universal life insurance

With term life insurance, the owner of the policy pays for a specific time period and the benefits lasts for a set period.

In contrast, whole or universal life insurance is guaranteed for the duration of the owner’s life. If correctly set up, whole or universal life insurance plans provide quick access to needed funds, while providing tax-advantaged growth of wealth.

There are advantages to each type of life insurance. Speak with our life insurance professionals in Metairie to find out the best solution for you.

How does life insurance compare to other investment options?

Each type of investment plan has its pros and cons depending on each client’s unique financial circumstance. If you want to make the correct choice, you should select an experienced financial advisor.

Who Needs Life Insurance?

All adults, no matter how old they are, have a need for life insurance.

Why Should You Buy Life Insurance?

  • Funerals cost thousands of dollars. Why put that burden on your family?
  • To pay for the expense of children that may still be living at home.
  • To pay off mortgages and other debts.

These only represent a fraction of the reasons why you need life insurance. Talk to a Gregory Ricks & Associates life insurance professional to learn more about your options.