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Life Insurance in Metairie

We are the answer if you’re looking for life insurance in Metairie. We take your unique situation into account in order to locate the option that will work best for you. Secure your future. Call us today.

About Life Insurance

In a life insurance contact, an agreement is made between an insurance agency and a customer. The customer pays a specified amount, called a “premium”, at regular intervals, and in return the company pays a designated amount to a beneficiary once the term of insurance is over (usually at the policy owner’s time of death).

What is the difference between term & universal life insurance

Term life insurance means you only pay for a specified time frame, and the benefit to your heirs only lasts for a certain time.

In contrast, whole or universal life insurance is guaranteed for the duration of the owner’s life. This life insurance offers easy access to funds and provides tax-advantaged wealth growth.

You will find benefits to both types of life insurance. Talk to our licensed Metairie life insurance professionals to learn about the best solution for you.

How does life insurance compare to other investment options?

The benefits and disadvantages to each investment plan will be specific to you, depending on your financial circumstance. Choosing an experienced financial advisor is the best way to ensure you choose the right path.

Who Needs Life Insurance?

Everybody needs life insurance coverage! It doesn’t matter if you are 22 or 72; you have a need for this important product.

Why Should Everyone Buy Life Insurance?

  • Remove the burden of paying for funeral expenses from your family.
  • To pay for school fees, utility bills, groceries, and other costs of living.
  • Paying off outstanding debts, including mortgages.

These three reasons are only the tip of the iceberg. Talk to a life insurance professional at Gregory Ricks & Associates to learn more about your options.