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Life Insurance in Metairie

Our specialists are the solution you’re looking for if you need life insurance in Metairie. By reviewing your unique situation, we will help you with selecting your best option. Stabilize your financial future. Call us today.

What is Life Insurance?

Life insurance is an agreement between a person and an insurance provider. The policyholder pays a certain amount of money at regular intervals, which is known as a “premium”. In return, the company agrees to pay a lump sum to a designated beneficiary under certain circumstances (usually the policyholder’s death).

Universal & Term Life Insurance

With term life insurance, the owner of the policy pays for a certain time period and the benefits lasts for a fixed period.

Universal or whole life insurance is permanent, guaranteed for the duration of the owner’s life. If set up correctly, these life insurance plans can provide easy access to needed funds, while providing tax-advantaged growth of wealth.

Each type offers benefits. Call one of our Metairie insurance professionals to learn which life insurance solution will work best for you.

How does life insurance compare to other investment options?

All investment plans have pros and cons depending on each client’s unique background. Finding an experienced financial advisor is the right way to ensure you choose the right path.

Who Needs Life Insurance?

The answer is short and simple: Everyone should buy life insurance.

Why Should Everyone Purchase Life Insurance?

  • Funerals can cost tens of thousands of dollars. Don’t let these expenses put your family in financial distress.
  • To cover the cost of living, such as school fees, groceries, and bills.
  • Paying off mortgages and other outstanding debts.

There are many other reasons to buy life insurance. Contact a life insurance professional at Gregory Ricks & Associates to learn more about your options.