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Metairie Life Insurance

In the market for life insurance but aren’t sure which plan you should choose? Talk to our life insurance specialists in Metairie today. By looking over your unique situation, we will help you with selecting the best option for you. Contact us today to take steps towards improved financial security.

About Life Insurance

Life insurance is a contract between an insurance provider and a customer which outlines each party’s obligation to one another. The customer pays a specified amount, called a “premium”, on a regular basis, and in return the company pays a lump sum to the designated beneficiary under certain circumstances (usually at the policy owner’s time of death).

What are the pros & cons of term & universal life insurance

Term life insurance means you only pay for a specified period of time, and the benefit only lasts for a fixed period.

Whole or universal life insurance is permanent, guaranteed for the duration of the owner’s life. The advantages of this type of life insurance include easy access to funds and tax-advantaged growth of wealth.

There are advantages to both kinds of life insurance. Speak with our life insurance professionals in Metairie to learn about the best solution for you.

What are the financial benefits of a life insurance policy as opposed to investing in other ways?

Every investment program has its pros and cons depending on each client’s particular background. This is why selecting an experienced financial advisor is so important.

Who Needs Life Insurance?

The answer is simple: everyone. Life insurance provides peace of mind to people at any stage of life.

Why Should Everyone Purchase Life Insurance?

  • Provide a way for your family to pay for funeral costs.
  • To pay for school fees, utility bills, food, and other costs of living.
  • Paying off outstanding debts, such as mortgages.

These reasons are only the tip of the iceberg. Learn more by contacting a life insurance professional at Gregory Ricks & Associates.