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Metairie Life Insurance

Looking for life insurance but don’t know which plan you should choose? Talk to our life insurance specialists in Metairie today. We will look over your unique situation in order to locate the option that will work best for you. Contact us today to take the necessary steps towards a more secure future.

What is Life Insurance?

Life insurance is a contract between an insurance provider and a customer which outlines each party’s obligation to one another. The company agrees pays a lump sum to a beneficiary in the event of the policyholder’s death in return for scheduled payments, or premium.

Universal & Term Life Insurance

With term life insurance, the policy owner pays for a certain amount of time and the benefits are only available for a fixed period.

Whole or universal life insurance is guaranteed for the owner’s entire life. This form of life insurance offers easy access to funds and provides tax-advantaged wealth growth.

There are benefits to both types of life insurance. Call one of our insurance professionals in Metairie to learn which life insurance solution will work best for you.

What are the benefits of owning a life insurance policy compared to investing in other ways?

The pluses and minuses of to each investment strategy will be specific to you, depending on your financial circumstance. This is why choosing a knowledgeable financial advisor is so important.

Who Needs Life Insurance?

Everybody needs life insurance coverage! It doesn’t matter if you are 22 or 72; you still have a need for this important product.

Why Should You Buy Life Insurance?

  • Provide a way for your family to pay for funeral costs.
  • To cover living expenses, such as tuition, groceries, and utility bills.
  • To pay off debts that have been left behind, such as mortgages.

These are only some of the reasons why you need life insurance. Talk to a life insurance professional at Gregory Ricks & Associates today to find out more.