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Life Insurance in Metairie

Our life insurance specialists are the answer you’re looking for if you need life insurance in Metairie. By looking over your unique situation, we’ll help you select your best option. Add a little additional stability to your future by calling us now.

What’s Life Insurance?

Life insurance is a contract between an insurance agency and a customer which outlines the obligations of each party. The company agrees to pay a lump sum to a designated beneficiary in the event of the policyholder’s death in return for regular payments, or premium.

What are the pros & cons of term & universal life insurance

Term life insurance relates to a specified time frame, relating to both the premium payments and the payout.

Whole or universal life insurance is guaranteed for the duration of the owner’s life. This form of life insurance offers easy access to funds and provides tax-advantaged wealth growth.

There are advantages to each type of life insurance. Speak with one of our insurance professionals in Metairie to learn which life solution will work best for you.

What are the financial benefits of a life insurance policy compared to investing in other ways?

The pluses and minuses of to every investment plan will be unique to you, depending on your financial circumstance. This is why selecting a knowledgeable financial advisor is a necessity.

Who Needs Life Insurance?

Everyone! Life insurance provides peace of mind to people of all ages.

Why Should Everyone Buy Life Insurance?

  • Funerals cost thousands of dollars. Why put that burden on your family?
  • To cover school fees, utility bills, groceries, and other costs of living.
  • Paying off debts that have been left behind, including mortgages.

These three reasons are only the tip of the iceberg. Learn more about your options by contacting a life insurance professional at Gregory Ricks & Associates.