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Life Insurance in Metairie

Our staff of life insurance specialists in Metairie can help you through the unfamiliar process of selecting life insurance. We provide life insurance professionals to help find the best life insurance option for your specific situation. Add a little additional security to your future by contacting us now.

What’s Life Insurance?

Life insurance is an agreement between an insurance company and a customer. The company agrees to pay a lump sum to a beneficiary in the event of the policyholder’s death in return for regular payments, or premium.

Universal & Term Life Insurance

With term life insurance, the policy owner pays for a certain amount of time and the benefits lasts for a set period.

In contrast, universal or whole life insurance is guaranteed for the duration of the owner’s life. This form of life insurance also allows for easy access to funds and provides tax-advantaged wealth growth.

Each form of life insurance offers benefits. Talk to our life insurance professionals in Metairie to find out the best solution for you.

What are the benefits of life insurance policy compared to investing in other ways?

The benefits and disadvantages to each investment strategy will be specific to you, depending on your financial situation. Choosing an experienced financial advisor is the right way to ensure you make the right choice.

Who Needs Life Insurance?

The answer is short and simple: Everyone needs a life insurance policy.

Why Should You Buy Life Insurance?

  • Funerals can cost thousands of dollars. Why place that burden on your family?
  • To pay for college tuition, utility bills, groceries, and other costs of living.
  • To pay off mortgages and other debts.

These only represent a few of the reasons why you need life insurance. Contact a life insurance professional at Gregory Ricks & Associates to learn more about your options.