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Metairie Life Insurance

In the market for life insurance but aren’t sure which plan you should select? Speak with our Metairie life insurance specialists today. By reviewing your unique situation, we’ll help you with selecting your best option. Add a little additional security to your future by calling us today.

About Life Insurance

Life insurance is a contract between an insurance agency and a customer which outlines the obligations of each party. The company agrees pays a lump sum to a designated beneficiary in the event of the policyholder’s death in return for regular payments, or premium.

What is the difference between universal & term life insurance? What are their pros & cons?

Term life insurance means you only pay for a specified period of time, and the benefit to your heirs only lasts for a fixed period.

Whole or universal life insurance is guaranteed for the owner’s entire life. If correctly set up, whole or universal life insurance plans provide easy access to funds, while providing tax-advantaged growth of wealth.

Both varieties of life insurance offer benefits. To find out which life insurance solution will work best for you, talk to our Metairie insurance professionals.

How does life insurance compare to other investment options?

Depending on our financial circumstance, there will be ups and downs for every investment strategy. If you want to make the right choice, you must find an experienced financial advisor.

Who Needs Life Insurance?

Everybody needs a life insurance policy! It doesn’t matter if you are 26 or 76; you still have a need for this important product.

Why Should You Purchase Life Insurance?

  • Funerals can cost tens of thousands of dollars. Why place that burden on your family?
  • To cover college tuition, utility bills, groceries, and other costs of living.
  • Paying off outstanding debts, such as mortgages.

There are lots of other reasons to purchase life insurance. Talk to a Gregory Ricks & Associates life insurance professional today to find out more.