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Life Insurance in Metairie

Gregory Ricks & Associates is the solution if you want to find life insurance in Metairie. We provide life insurance professionals to help find the best life insurance option for your unique situation. Contact us today to take the necessary steps towards a more secure future.

What is Life Insurance?

In a life insurance contact, an agreement is made between a customer and an insurance agency. The insurance company agrees to pay a lump sum to a beneficiary in the event of the policyholder’s death in return for regular payments, or premium.

What is the difference between term & universal life insurance? What are the pros & cons of each?

Term life insurance is linked to a specified time frame, regarding both the premium payments and the payout.

In contrast, whole or universal life insurance is guaranteed for the duration of the owner’s life. The benefits of this kind of life insurance include easy access to funds and tax-advantaged growth of wealth.

Both types of life insurance have benefits. To learn which life insurance solution will work best for you, speak with our insurance professionals in Metairie.

What are the financial benefits of owning a life insurance policy as opposed to investing in other ways?

Depending on our financial circumstance, there will be ups and downs for every investment strategy. In order to make the right choice, selecting an experienced financial advisor is vital.

Who Needs Life Insurance?

Everyone needs life insurance coverage! It really doesn’t matter if you are 22 or 72; you have a need for this important financial product.

Why Should Everyone Buy Life Insurance?

  • Provide a way for your family to pay for funeral costs.
  • To cover living expenses, such as tuition, food, and bills.
  • To pay off debts that have been left behind, such as mortgages.

These three reasons are only the tip of the iceberg. Contact a Gregory Ricks & Associates life insurance professional to learn more about your options.