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Life Insurance in Metairie

Our team of life insurance specialists in Metairie can help you through the unfamiliar process of choosing life insurance. We will look over your unique situation in order to locate the option that will work best for you. Call us today to take the necessary steps towards improved financial security.

About Life Insurance

In a life insurance contact, an agreement is made between an insurance agency and a customer. The insurance company agrees to pay a lump sum to a beneficiary in the event of the policyholder’s death in return for regular payments, or premium.

What is the difference between universal & term life insurance? What are the pros & cons of each?

Term life insurance is linked to a specified time frame, relating to both premium payments and the payout.

Whole or universal life insurance is guaranteed for the duration of the owner’s life. This life insurance offers easy access to funds and provides tax-advantaged wealth growth.

Both varieties of life insurance have benefits. To learn which life insurance solution will work for you, speak with our insurance professionals in Metairie.

How does life insurance compare to other investment options?

The benefits and disadvantages to every investment strategy will be unique to you, depending on your financial situation. If you want to make the correct choice, you must find an experienced financial advisor.

Who Needs Life Insurance?

Everyone! Life insurance provides peace of mind to people of all ages.

Why Should You Buy Life Insurance?

  • Funerals cost thousands of dollars. Don’t let these expenses put your family in financial distress.
  • To cover living expenses, such as school fees, food, and bill payments.
  • Paying off outstanding debts, such as mortgages.

These are only a few of the reasons why you should buy life insurance. Talk to a life insurance professional at Gregory Ricks & Associates today to learn more.