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Slidell Variable Annuities

Have you started to develop a plan for your financial future? Have you figured out how to save for retirement? People are living longer today, which means that smart retirement decisions are more important than ever before.

Anyone that has been through this process can tell you how draining it is. There are many different factors and options to consider in order to make the right choice. Gregory Ricks & Associates aims to help provide solutions to these questions by guiding our clients in Slidell to annuities, life insurance, and other financial products. Variable annuities are one option that has helped us point many of our clients toward financial stability.

If you could have a retirement that was 100% secure financially, what would you do with it? This is more than just a dream. Gregory Ricks & Associates can help make this scenario become a reality.

One great choice to plan for the financial aspect of your future are variable annuities. As financial advisors, we want to show you what annuities are without baffling you with complex equations.

Variable Annuities

It won’t be a surprise that there is a lot of variability involved with variable annuities. This kind of annuity can either be paid for with a large payment or several smaller payments. This may sound exactly like other annuities, and there several comparisons between the two (tax deferment, the choice of lump sums or regular payments are two examples), but there are huge differences between the two kinds of investments.

One difference is the death benefit that is part of variable annuities. If you pass away before the insurer has made payments to you, your beneficiary will be given a specified amount.

Variable annuities also mix properties of mutual funds, life insurance, and tax-deferred retirement savings plans. Call Gregory Ricks & Associates to find out more about available investment opportunities in Slidell.