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Life Insurance in New Orleans

Gregory Ricks & Associates is your life insurance specialists in the area of New Orleans, LA. By reviewing your unique situation, we will help you select the best option for you. Secure your future. Call us today.

About Life Insurance

Life insurance is a contract between a person and an insurance provider which outlines each party’s obligation to one another. The customer agrees to pay a specified amount, called a “premium”, on a regular basis, and the company agrees to pay a lump sum to the designated beneficiary once the term of insurance is over (generally at the policy owner’s time of death).

Term & Universal Life Insurance

With term life insurance, the policy owner pays for a specific amount of time and the benefits lasts for a set period.

In contrast, whole or universal life insurance is guaranteed for the owner’s entire life. The benefits of this type of life insurance include easy access to funds and tax-advantaged growth of wealth.

There are benefits to each type of life insurance. To learn which life insurance solution will work for you, talk to our insurance professionals in New Orleans.

What are the benefits of owning a life insurance policy as opposed to investing in other ways?

Each type of investment plan has its pros and cons depending on your individual financial circumstance. The most important thing to think about is selecting an experienced financial advisor who will consider each case individually.

Who Needs Life Insurance?

The answer is simple: everyone. Life insurance provides peace of mind to people at any stage of life.

Why Should You Buy Life Insurance?

  • Remove the burden of paying for funeral costs from your family members.
  • To cover the cost of living, such as tuition, groceries, and bill payments.
  • Paying off outstanding debts, such as mortgages.

These three reasons are just the beginning. Talk to a Gregory Ricks & Associates life insurance professional today to learn more.