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Metairie Life Insurance

Our specialists are the solution you are looking for if you need life insurance in Metairie. Our life insurance professionals will help you find the best life insurance option for your unique situation. Call us today to take steps towards improved financial security.

What’s Life Insurance?

Life insurance is an agreement between an insurance agency and a customer which outlines each party’s obligation to one another. The customer agrees to pay a specified amount, called a “premium”, at regular intervals, and the company agrees to pay a lump sum to the designated beneficiary under certain circumstances (usually at the policy owner’s time of death).

What is the difference between universal & term life insurance? What are the pros & cons of each?

Term life insurance relates to a specified time period, regarding both the premium payments and the payout.

Whole or universal life insurance is permanent, guaranteed for the owner’s entire life. The benefits of this type of life insurance include easy access to funds and tax-advantaged growth of wealth.

Both kinds of life insurance have benefits. Speak with our licensed Metairie life insurance professionals to find out the best solution for you.

How does life insurance compare to other investment options?

Each type of investment program has its pros and cons depending on each client’s particular circumstances. Choosing an experienced financial advisor is the best way to ensure you choose the right path.

Who Needs Life Insurance?

Everyone needs a life insurance policy! It doesn’t matter if you are 22 or 72; you have a need for this important product.

Why Should Everyone Purchase Life Insurance?

  • Provide the means for your family to pay for funeral costs.
  • To cover living expenses, such as tuition, food, and bills.
  • Paying off debts that have been left behind, including mortgages.

These reasons are only the tip of the iceberg. Learn more by contacting a life insurance professional at Gregory Ricks & Associates.