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Variable Annuities in Metairie, La

Have you begun planning your financial future? Do you know how you want to save for your retirement? You cannot procrastinate these important choices.

But that doesn’t mean that making the right choices is easy. There are many different factors and options to consider in order to do the right thing. Gregory Ricks & Associates aims to help provide answers to these questions by guiding our clients in Metairie to life insurance, annuities, and other financial products. Variable annuities are one option that has helped us direct many of our customers toward financial security.

Think about financially-secure retirement and what you would do with this kind of flexibility. This isn’t a pipe dream. You can live this lifestlye and Gregory Ricks & Associates can help make it a possibility.

One great option for financial planning are variable annuities. We understand that annuities may be unfamiliar to you, but that’s why we are here. Our financial advisors can teach you what you need to know and help you make the best choice.

Variable Annuities

Variable annuities are a financial investment that are, well, variable. There are some basics similarities between variable annuities and other annuities. These include the option between regular payments or a lump sum and tax-deferred growth. But there are some differences, too.

The death benefit found in variable annuities is one difference. This death benefit functions by giving a specified amount to your beneficiary if you pass away before your insurer has made payments to you.

There are more variables. Variable annuities mix features of life insurance, tax-deferred retirement savings plans, and mutual funds. To learn more about these unique investments, call Gregory Ricks & Associates, Metairie’s most trusted financial advisors.