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Metairie Variable Annuities

Are you in the midst of preparing a strategy for your financial future? Do you know how you will save for your retirement? People are living longer and longer lives today, which means that smart retirement decisions are more important than ever before.

But making the right choices isn’t easy. There are several different options to think about in order to make the right choice. The team at Gregory Ricks & Associates is here to make this process easier by providing information about life insurance, annuities, and other financial products. With a variable annuity, many of our clients have been able to get closer to financial stability.

If you could have a retirement that was 100% financially secure, what would you do with it? This is more than just a dream. Gregory Ricks & Associates can help make this scenario become a reality.

Investing in variable annuities may be the best way to plan for the future. As your financial advisors, we hope to reveal what annuities are all about without baffling you with massive equations.

Variable Annuities

A variable annuity is a financial investment that is, well, variable. There are lots of similarities between variable annuities and other types of annuities, such as tax-deferred growth and the choice between regular payments or a lump sum. But there are also some major differences.

The death benefit found in variable annuities is one difference. This death benefit works by giving a specified amount to your beneficiary if you die before the insurer has made payments to you.

There are more variables. Variable annuities mix features of mutual funds, life insurance, and tax-deferred retirement savings plans. To find out more about these unique investment opportunities, contact Gregory Ricks & Associates, Metairie’s most trusted financial advisors.