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Variable Annuities in Metairie, La

Have you started to plan your financial future? Have you determined how you will save for your retirement? You can’t procrastinate these important decisions.

That said, making the right choices can be very difficult. There are many factors, short-term and long-term, that need to be considered. The staff at Gregory Ricks & Associates is here to simplify this process by providing information about life insurance, annuities, and other financial products. Variable annuities are one option that has helped us point many of our clients toward financial stability.

Think for a minute about a financially-secure retirement and what you would be able to do with this kind of flexibility. This is more than just a fantasy. Gregory Ricks & Associates can help make this scenario become a reality.

One great option for financial planning are variable annuities. We know that annuities may be frightening to you, but that’s why we are here. Our financial advisors can teach you what you need to know and help you make the right choice.

Variable Annuities

It won’t be a surprise that there is a lot of variability involved with variable annuities. There are some basics similarities between variable annuities and other annuities. These include the choice between regular payments or a lump sum and tax-deferred growth. But there are some differences, as well.

The variable annuity death benefit is one difference. If you pass away before the insurance company has begun making payments to you, your beneficiary is guaranteed to receive a specified amount.

Variable annuities also combine elements of tax-deferred retirement savings plans, mutual funds, and life insurance. To learn more about these unique investment opportunities, call Gregory Ricks & Associates, Metairie’s most trusted financial advisors.