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Variable Annuities in Metairie, La

Are you in the midst of preparing a strategy for your financial future? Have you determined how you want to save for retirement? You cannot procrastinate these important decisions.

But that doesn’t mean that making the right decisions is simple. There are several different factors and options to consider in order to make the right choice. The staff at Gregory Ricks & Associates is here to simplify this process by providing helping Metairie clients with annuities, life insurance, and other financial products. With a variable annuity, many of our clients have been able to get closer to financial stability.

If you could have a retirement that was 100% secure financially, what would you do with it? This is more than just a dream. Gregory Ricks & Associates can help make this scenario become a reality.

Variable annuities are a great investment for the future. As your financial advisors, we hope to show you what annuities are without baffling you with unfamiliar equations.

Variable Annuities

As you may have anticipated, there is a lot of unpredictability with variable annuities. There are some key similarities between variable annuities and other annuities. These include tax-deferred growth and the option between regular payments or a lump sum. But there are some differences, too.

Variable annuities include a death benefit. If you pass away before the insurer has begun making payments to you, your beneficiary is guaranteed to receive a specified amount.

There are more variables. Variable annuities mix elements of mutual funds, life insurance, and tax-deferred retirement savings plans. To learn more about these unique investments, contact Gregory Ricks & Associates, Metairie’s most trusted financial advisors.