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Metairie Variable Annuities

Are you in the midst of preparing a strategy for your financial future? Do you know how you will save for your retirement? You cannot procrastinate these important choices.

That being said, making the right decisions can be tough. There are several different options to think about in order to make the right choice. At Gregory Ricks & Associates, we help people find the answers to these and many other questions about annuities, life insurance, and other financial products. With a variable annuity, many of our clients have been able to get closer to financial stability.

Imagine a financially-secure retirement, a future where you have the ability to pursue personal goals. This isn’t impossible. You can live this type of life and Gregory Ricks & Associates can help make it happen.

One great choice to plan for the financial aspect of your future are variable annuities. As financial advisors, we want to reveal what annuities are without baffling you with complex equations.

Variable Annuities

It will come as no surprise that there is a lot of uncertainty involved with variable annuities. A variable annuity can either be paid for with a large payment or several smaller payments. This probably sounds exactly like fixed annuities, and there several comparisons between the two (tax deferment, the choice of lump sums or regular payments, etc), but there are major differences between the two types of investments.

Variable annuities offer a death benefit. A specified amount will be given to your beneficiary if you pass away before you have received payments from your financial company.

Variable annuities also mix properties of tax-deferred retirement savings plans, mutual funds, and life insurance. Call Gregory Ricks & Associates, Metairie’s trusted financial advisors, to learn more about available opportunities near you.