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Variable Annuities in Metairie, La

Have you started to plan your financial future? Do you know how you will save for retirement? People are living longer now, which means that properly saving for retirement is more important than ever before.

Anyone that has been through this process can tell you how difficult it can be. There are many factors, short-term and long-term, that need to be taken into account. Gregory Ricks & Associates strives to help provide answers to these questions by guiding our clients in Metairie to annuities, life insurance, and other financial products. With a variable annuity, many of our clients have been able to inch closer to financial stability.

If you could have a retirement that was 100% secure financially, what would you do with it? It’s possible, and Gregory Ricks & Associates can help you achieve a retirement like this.

Variable annuities are a great way to plan for the financial aspect of your future. As your financial advisors, we hope to show you what annuities are all about without baffling you with complex equations.

Variable Annuities

As you may have guessed, there is a lot of uncertainty with variable annuities. There are some key similarities between variable annuities and other annuities. These include the choice between regular payments or a lump sum and tax-deferred growth. But there are some differences, too.

Variable annuities offer a death benefit. If you pass away before the insurance company has made payments to you, your beneficiary is guaranteed to receive a specified amount.

Variable annuities also mix features of tax-deferred retirement savings plans, mutual funds, and life insurance. To learn more about these unique investment opportunities, call Gregory Ricks & Associates, Metairie’s most trusted financial advisors.