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Metairie Variable Annuities

Have you begun planning your financial future? Have you determined how to save for retirement? These are important choices and now is the time to make them.

Anyone that has been through this process can tell you how tough it is. There are many factors, short-term and long-term, that must be considered. Gregory Ricks & Associates aims to help provide solutions to these questions by guiding our clients in Metairie to life insurance, annuities, and other financial products. One solution that has helped many of our clients obtain financial security is variable annuities.

Think about secure retirement and what you would do with this type of flexibility. It’s attainable, and Gregory Ricks & Associates is here to help you achieve a retirement like this.

One great option for financial planning are variable annuities. We know that annuities may be unfamiliar to you, but that’s why we are here. Our financial advisors can show you what you need to know and help you make the best choice.

Variable Annuities

As you may have surmised, there is a lot of uncertainty with variable annuities. A variable annuity can either be paid for with one large payment or a series of smaller payments. This probably sounds exactly like other annuities, and there several comparisons between the two (tax deferment, the choice of lump sums or regular payments, etc), but there are major differences between the two kinds of investments.

Variable annuities offer a death benefit. A specified amount will be given to your beneficiary if you die before you have received payments from your financial company.

With variable annuities, you will also find some of the properties of tax-deferred retirement savings plans, mutual funds, and life insurance. Contact Gregory Ricks & Associates, Metairie’s trusted financial advisors, to learn more about available opportunities near you.