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Variable Annuities in Metairie, La

Are you preparing a strategy for your financial future? Have you determined how you want to save for your retirement? No matter how old you are, these choices are very important.

That being said, making the right decisions can be difficult. There are many different factors to think about in order to make the right choice. Gregory Ricks & Associates strives to help provide answers to these questions by guiding our clients in Metairie to life insurance, annuities, and other financial products. One solution that has helped many of our clients reach financial stability is variable annuities.

If you could have a retirement that was 100% financially secure, what would you do with it? This is more than just a fantasy. Gregory Ricks & Associates can help make this scenario become a reality.

Variable annuities are a great investment for the future. The financial advisors at Gregory Ricks & Associates can help you learn everything you need to know about fixed index annuities, without confusing you.

Variable Annuities

It will come as no surprise that there is a lot of variability involved with variable annuities. A variable annuity can either be paid for with a large payment or several smaller payments. This probably sounds just like fixed annuities, and there are many parallels between the two (tax deferment, the choice of lump sums or regular payments, etc), but there are major differences between the two kinds of investments.

Variable annuities offer a death benefit. If you pass away before the insurance company has begun making payments to you, your beneficiary is guaranteed to receive a specified amount.

Variable annuities also combine properties of life insurance, tax-deferred retirement savings plans, and mutual funds. To learn more about these unique investment opportunities, contact Gregory Ricks & Associates, Metairie’s most trusted financial advisors.