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Variable Annuities in Metairie, La

Are you preparing a strategy for your financial future? Do you know how you will save for retirement? These are important choices and deserve a lot of time and attention.

But that doesn’t mean that making the right choices is a piece of cake. There are many short- and long-term factors that must be taken into account. Gregory Ricks & Associates aims to help provide answers to these questions by guiding our clients in Metairie to life insurance, annuities, and other financial products. Variable annuities are one option that has helped us direct many of our clients toward financial stability.

Think for a minute about a financially-secure retirement and what you would do with this type of flexibility. This isn’t an impossible dream. You can live this lifestlye and Gregory Ricks & Associates can help make it a reality.

Variable annuities are a terrific way to prepare for the financial aspect of your future. We know that annuities may be scary to you, but that’s why we are here. Our financial advisors can show you what you need to know and help you make the best choice.

Variable Annuities

Variable annuities are a financial investment that are, well, variable. This kind of annuity can either be paid for with a large payment or several smaller payments. This probably sounds just like fixed annuities, and there multiple parallels between the two (tax deferment, the choice of lump sums or regular payments are two examples), but there are big differences between the two types of investments.

One difference is the death benefit. This death benefit works by giving a specified amount to your beneficiary if you pass away before the insurer has made payments to you.

Variable annuities also combine features of tax-deferred retirement savings plans, mutual funds, and life insurance. Contact Gregory Ricks & Associates, your trusted financial advisors in Metairie, to learn more about available investment opportunities.