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Life Insurance in Kenner

Looking for life insurance but aren’t sure which plan you should select? Speak with our life insurance specialists in Kenner now. We will look over your unique situation in order to find the option that will work best for you. Add a little additional security to your future by contacting us now.

About Life Insurance

Life insurance is a contract between an individual and an insurance agency. The company agrees to pay a lump sum to a designated beneficiary in the event of the policyholder’s death in return for regular payments, or premium.

What is the difference between term & universal life insurance? What are the pros & cons of each?

With term life insurance, the policy owner pays for a specific time period and the benefits lasts for a set period.

In contrast, whole or universal life insurance is guaranteed for the entire duration of the owner’s life. If correctly set up, universal or whole life insurance plans can provide simple access to funds, while providing tax-advantaged growth of wealth.

Each form of life insurance has benefits. Talk to our licensed Kenner life insurance professionals to find out the best solution for you.

What are the financial benefits of life insurance policy as opposed to investing in other ways?

The pluses and minuses of to each investment plan will be unique to you, depending on your financial circumstance. If you want to make the correct choice, you need to select an experienced financial advisor.

Who Needs Life Insurance?

All adults, no matter how old they are, have a need for life insurance.

Why Should Everyone Buy Life Insurance?

  • Funerals cost tens of thousands of dollars. Why place that burden on your family?
  • To cover school fees, bill payments, food, and other costs of living.
  • Paying off mortgages and other outstanding debts.

These three reasons are only the tip of the iceberg. Learn more by contacting a life insurance professional from Gregory Ricks & Associates.