Gregory Ricks Live Help

Welcome to Gregory Ricks & Associates, how may I help you?

Kenner Life Insurance

Gregory Ricks & Associates is the solution if you want to find life insurance in Kenner. By reviewing your unique situation, we will help you with selecting your best option. Call us now to take the necessary steps towards a more secure future.

About Life Insurance

In a life insurance policy, an agreement is made between an insurance provider and a customer. The customer pays a certain amount of money at scheduled intervals, which is called a “premium”. In return, the company will pay a lump sum to a designated beneficiary after a specified event (usually the policyholder’s death).

What are the pros & cons of term & universal life insurance

Term life insurance means the owner of the policy is only required to pay for specific time period, and the benefit to your heirs only lasts for a certain time.

Conversely, universal or whole life insurance is guaranteed for the duration of the owner’s life. The advantages of this kind of life insurance include tax-advantaged growth of wealth and easy access to funds.

Each form of life insurance has benefits. Speak with one of our insurance professionals in Kenner to learn which life solution will work best for you.

How does life insurance compare to other investment options?

All investment programs have pros and cons depending on each client’s particular circumstances. The most important thing to think about is how to select the correct financial advisor who will take care of your needs.

Who Needs Life Insurance?

The simple answer? Everyone should buy a life insurance policy.

Why Should Everyone Buy Life Insurance?

  • Provide a way for your family to pay for funeral costs.
  • To cover college tuition, bill payments, groceries, and other costs of living.
  • Paying off debts that have been left behind, including mortgages.

These are only some of the reasons why you should buy life insurance. Talk to a life insurance professional at Gregory Ricks & Associates today to find out more.